eFindOutTheTruth.com, Inc.® Guarantee, Disclaimer,
and Privacy Policies
This is the web site of
eFindOutTheTruth.com, Inc.®
We can be reached via e-mail at
research@eFindOutTheTruth.com by
fax @ 954-252-4493, or via LIVE CHAT on the
right hand side of all main
eFindOutTheTruth.com® web pages.
REFUNDS
Please note that we
have to assume that the buyer has a general
knowledge about the product they are
purchasing and expectations should not
exceed, and should be in accordance with,
the price paid. Buyer satisfaction is
largely dependent upon making informed
buying decisions at the time of purchase.
That being said, please consider that we
sell at a very low mark up so that you the
consumer, can get the best deals the net
has to offer. We will try to locate the
requested information you are seeking.
However, we are limited by the amount and
accuracy of the information that you
provide to us. Moreover, we are accessing
records controlled by third parties and
reporting the results to you. Since it
costs us money every time we perform a
search, you are paying for our service not
the results. Furthermore, the least
expensive option is not always the best or
most all inclusive report or there would
only be one price and one service on our
website. Therefore, there are no refunds
for no records found responses. There are
no refunds for the services provided once
research has been completed.
What Is Guaranteed?:
If your guaranteed search returns no
results, eFindOutTheTruth.com® will refund
your full purchase price or credit you for
a new search. Each search that is
guaranteed will be expressly stated in red
near the add to cart button. If the search
you are ordering does not have a red
guarantee, there will be no compensation
given for no hit or no results found.
Database searches have no guarantee. We
clearly state throughout our website that
database searches are only good for a cost
effective preliminary means of research. We
recommend manual on-site county and state
criminal record searches for complete
accuracy. Manual On-Site County and State
Criminal Record Searches hold a guarantee.
If we do not return criminal activity
within any of our on-site searches, and you
are able to provide criminal results, we
will refund your entire amount immediately.
This guarantee is only good for 30 days
from your original purchase date.
What Is Not Covered
By This Guarantee:
This is a limited conditional guarantee.
It will not apply if customer receives any
of the below results:
More Information
Needed:
In some cases either the information
provided by the customer, or the
information produced via public record, may
require additional clarification from the
client. For instance, very common names may
return a long list of possible subjects. We
will work with you to find your specific
subject, however, should work be expended
on your request and results of any kind are
returned there will be no refund.
Criminal / Court /
Property / Employment / MVR Reports - [No
Records Found]:
The above mentioned searches do not hold a
no hit - no charge guarantee. Some records
will contain results such as “no records
found”, “clear”, “no citations on record”,
and so forth. In such cases the customer is
not entitled to a refund. Once work has
been expended and results returned on the
search there will be no refund regardless
of whether or not records are found.
Receipt of
Information That Is Not Current, Inaccurate
or Incomplete:
The databases we access are updated
constantly. You may, however, receive a
search result that contains information
that you believe is not current or is
incomplete. Our limited conditional
guarantee does not apply to search results
that are not current or incomplete.
Non Receipt:
Should you not receive your report within
the specified turnaround time listed on the
website, it is your responsibility to
contact us. We are not responsible for
reports that have been completed, and have
not been received for some reason, due to
the customers spam guard / junk mail filter
/ or any other eMail monitoring software.
Often, certain ISP’s also have MB
restrictions on incoming mail. Please
ensure that none of these conditions exist
before contacting us. It is always
best to add our eMail addresses to your
approved senders list:
research@eFindOutTheTruth.com and
info@eFindOutTheTruth.com.
Duration of
Guarantee:
This guarantee is valid for up to 30 days
from the date of purchase.
Obtaining Refund or
Credit:
If you can show the results provided to you
to be incorrect, or if you are unhappy with
any other aspect of the service you
received, you may contact us either via
LIVE HELP or eMail
research@eFindOutTheTruth.com.
By not writing to us within thirty (30)
days of the date on which we received your
order and payment for the service in
concern, you are irrevocably waiving your
right to dispute the service. No dispute or
appeal will be considered and no refund
issued after the thirty (30) day period.
Please do contact us via LIVE HELP at
anytime if you are dissatisfied, as we do
want our customers to be totally satisfied
and return to eFindOutTheTruth.com® again
in the future.
FRAUD ADVISORY
Your unique IP address and personal
information are 100% confidential and will
not be used or sold to any outside party.
We collect IP address information only to
prosecute those who use fraudulent credit
cards on our website. We DO NOT tolerate
dishonest people. We do however, protect
the identity of all legitimate credit card
users. Internet credit card fraud is a
FEDERAL crime. Anyone suspected of (credit
card) fraud will be located and reported.
Imprisonment for ten years and a $10,000
fine just for the attempt of fraudulent
credit card activity. Illegal activities
will be investigated and offenders
identified.
TERMS OF USE AND
LEGAL DISCLAIMER:
By purchasing a report of any kind from
eFindOutTheTruth.com, Inc.® you agree to
the terms, conditions, and notices
contained herein. All transactions will be
in US DOLLARS. We reserve the right to
change the terms, conditions, and notices
under which this service is offered at any
time and without notice. By ordering a
report you warrant that you are at least 18
years of age and have the legal authority
to enter into this agreement and use this
service in accordance with all terms and
conditions set forth. You also warrant that
all information provided by you or members
of your household in using this website is
true and accurate. As a condition of
accepting this agreement, you warrant that
you will not use this information either
intentionally or unintentionally to violate
any applicable local, state, federal or
international law or regulation. By
purchasing eFindOutTheTruth.com® services,
you agree that: you intend to use any and
all information provided to you by
eFindOutTheTruth.com® and its employees
only for a use which will cause no
emotional or physical harm to any person.
The information you are purchasing is
highly sensitive and highly regulated. The
client will be provided with consumer,
business public record and/or other data
through eFindOutTheTruth.com, Inc.®
eFindOutTheTruth.com, Inc.® guarantees the
client that it will use its best means and
efforts to fulfill each client's request
quickly and efficiently.
eFindOutTheTruth.com, Inc.® will have no
obligation or liability to the client or
any third party for any delay or failure of
its network due to circumstances beyond its
control, including, but not limited to
computer malfunction, trunk or telephone
line failure, weather related problems,
supplier performance, or Acts of God. To
the fullest extent permitted by law, the
information is provided "as is", without
warranty of any kind, express or implied,
including, but not limited to, fitness for
a particular purpose, title, implied
warranties of merchantability. You
acknowledge that any information or report
which is covered by the FAIR CREDIT
REPORTING ACT (public law 91-508, 15 USC
section 1681, et seq. subsections 604-615)
will be requested and used by the client in
full compliance with the terms and intent
of that act. The client understands that
the purpose of the information purchased as
covered by the Fair Credit Reporting Act
must be identified, that the information
received is for the client's use only, and
that there are criminal penalties for
willful violation of this act.
eFindOutTheTruth.com, Inc.®, its
affiliates, agents and employees are not
liable to any party for any consequential,
direct, indirect, or special damages for
any reliance or use upon the information
obtained from eFindOutTheTruth.com, Inc.®
including but not limited to, business
interruption, lost profits, loss of
programs or other data, even if
eFindOutTheTruth.com, Inc.® is expressly
advised of the possibility of such damages.
In addition, eFindOutTheTruth.com, Inc.®,
its affiliates, agents and employees are
not liable to any party for any special,
consequential, direct, or indirect damages
for any correspondence between our
customers and their search subjects or any
reunions resulting from use of our
information. Client shall indemnify, defend
and hold harmless eFindOutTheTruth.com,
Inc.® from any and all claims, damages or
liability whatever arising out of the
services or data. All notices hereunder
shall be given in writing to
eFindOutTheTruth.com, Inc.® by certified
mail, return receipt requested, postage
prepaid, the address of
eFindOutTheTruth.com, Inc.® at 2637 East
Atlantic Blvd Suite 107, Pompano Beach, FL
33062. If any action shall be brought on
account of any breach of or to enforce any
of the terms or conditions of this
agreement, eFindOutTheTruth.com, Inc.®
shall be entitled to receive from client a
reasonable attorney's fee. The client shall
pay reasonable attorneys fees and all costs
incurred by eFindOutTheTruth.com, Inc.®.
Client agrees that venue for any proceeding
shall be in Broward County, Florida.
eFindOutTheTruth.com, Inc.® guarantees the
client that it will use best means and
efforts to fulfill each client's request in
the most efficient and expeditious manner.
The client is responsible for entering all
subject information correctly and
completely as this is our only means to
begin and complete the requested report.
Once research has commenced no refunds will
be given for data entry errors on the part
of the client. Client agrees to be fully
responsible for payment once research has
commenced on behalf of the client
irrespective of whether the client needs or
wants the information any longer. Should
client place research into dispute we will
take action to retrieve our funds,
including but not limited to placing the
account in collections. Once research has
been placed in dispute for fraud our
confidentiality agreement is null and void.
Should a fraud charge be made, we will
notify the subject of the search,
and inform the proper authorities. Client
will execute this agreement upon payment
for a search.
California Employers
and Screening Companies
California now requires the following
notices when obtaining a employee or tenant
screening report. This report is only
provided on the condition that an employer
subject to California law agrees to abide
by these conditions. Furthermore, by
requesting a screening report, an employer
certifies compliance with California Civil
Code Section 1786.16. By purchasing a
report you agree to abide by these terms
and conditions: 1)The report does not
guarantee the accuracy or truthfulness of
the information as to the subject of the
investigation, but only that it is
accurately copied from public records.
Evidence of identity theft may or may not
be identified from this report. 2) The
recipient of this report shall give a copy
of this report to the subject of the
report. 3) Failure to provide a copy of the
report as required by law may expose you to
liability as specified in Section 1786.50.
Section 1786.50 provides for fines and
damages in the event a consumer is harmed
by an employer not complying with this
section. Section 1786.16 refers to certain
requirements already in existence, such as
obtaining releases.
Gramm - Leach -
Bliley Act (GLB)
Sec. 6801. Protection of nonpublic personal
information
(a) Privacy obligation policy
It is the policy of the Congress that each
financial institution has an affirmative
and continuing obligation to respect the
privacy of its customers and to protect the
security and confidentiality of those
customers' nonpublic personal information.
(b) Financial institutions safeguards
In furtherance of the policy in subsection
(a) of this section, each agency or
authority described in section 6805(a) of
this title shall establish appropriate
standards for the financial institutions
subject to their jurisdiction relating to
administrative, technical, and physical
safeguards -
(1) to insure the security and
confidentiality of customer records and
information;
(2) to protect against any anticipated
threats or hazards to the security or
integrity of such records; and
(3) to protect against unauthorized access
to or use of such records or information
which could result in substantial harm or
inconvenience to any customer.
For more information please
click here.
SECTION REFERRED TO
IN OTHER SECTIONS
This section is referred to in sections
6803, 6805 of this title.
Sec. 6802. Obligations with respect to
disclosures of personal information
(a) Notice requirements
Except as otherwise provided in this
subchapter, a financial institution may
not, directly or through any affiliate,
disclose to a nonaffiliated third party any
nonpublic personal information, unless such
financial institution provides or has
provided to the consumer a notice that
complies with section 6803 of this title.
(b) Opt out
(1) In general
A financial institution may not disclose
nonpublic personal information to a
nonaffiliated third party unless -
(A) such financial institution clearly and
conspicuously discloses to the consumer, in
writing or in electronic form or other form
permitted by the regulations prescribed
under section 6804 of this title, that such
information may be disclosed to such third
party;
(B) the consumer is given the opportunity,
before the time that such information is
initially disclosed, to direct that such
information not be disclosed to such third
party; and
(C) the consumer is given an explanation of
how the consumer can exercise that
nondisclosure option.
(2) Exception
This subsection shall not prevent a
financial institution from providing
nonpublic personal information to a
nonaffiliated third party to perform
services for or functions on behalf of the
financial institution, including marketing
of the financial institution's own products
or services, or financial products or
services offered pursuant to joint
agreements between two or more financial
institutions that comply with the
requirements imposed by the regulations
prescribed under section 6804 of this
title, if the financial institution fully
discloses the providing of such information
and enters into a contractual agreement
with the third party that requires the
third party to maintain the confidentiality
of such information.
(c) Limits on reuse of information
Except as otherwise provided in this
subchapter, a nonaffiliated third party
that receives from a financial institution
nonpublic personal information under this
section shall not, directly or through an
affiliate of such receiving third party,
disclose such information to any other
person that is a nonaffiliated third party
of both the financial institution and such
receiving third party, unless such
disclosure would be lawful if made directly
to such other person by the financial
institution.
(d) Limitations on the sharing of account
number information for marketing purposes
A financial institution shall not disclose,
other than to a consumer reporting agency,
an account number or similar form of access
number or access code for a credit card
account, deposit account, or transaction
account of a consumer to any nonaffiliated
third party for use in telemarketing,
direct mail marketing, or other marketing
through electronic mail to the consumer.
(e) General exceptions
Subsections (a) and (b) of this section
shall not prohibit the disclosure of
nonpublic personal information -
(1) as necessary to effect, administer, or
enforce a transaction requested or
authorized by the consumer, or in
connection with -
(A) servicing or processing a financial
product or service requested or authorized
by the consumer;
(B) maintaining or servicing the consumer's
account with the financial institution, or
with another entity as part of a private
label credit card program or other
extension of credit on behalf of such
entity; or
(C) a proposed or actual securitization,
secondary market sale (including sales of
servicing rights), or similar transaction
related to a transaction of the consumer;
(2) with the consent or at the direction of
the consumer;
(3)(A) to protect the confidentiality or
security of the financial institution's
records pertaining to the consumer, the
service or product, or the transaction
therein; (B) to protect against or prevent
actual or potential fraud, unauthorized
transactions, claims, or other liability;
(C) for required institutional risk
control, or for resolving customer disputes
or inquiries; (D) to persons holding a
legal or beneficial interest relating to
the consumer; or (E) to persons acting in a
fiduciary or representative capacity on
behalf of the consumer;
(4) to provide information to insurance
rate advisory organizations, guaranty funds
or agencies, applicable rating agencies of
the financial institution, persons
assessing the institution's compliance with
industry standards, and the institution's
attorneys, accountants, and auditors;
(5) to the extent specifically permitted or
required under other provisions of law and
in accordance with the Right to Financial
Privacy Act of 1978 (12 U.S.C. 3401 et
seq.), to law enforcement agencies
(including a Federal functional regulator,
the Secretary of the Treasury with respect
to subchapter II of chapter 53 of title 31,
and chapter 2 of title I of Public Law
91-508 (12 U.S.C. 1951-1959), a State
insurance authority, or the Federal Trade
Commission), self-regulatory organizations,
or for an investigation on a matter related
to public safety;
(6)(A) to a consumer reporting agency in
accordance with the Fair Credit Reporting
Act (15 U.S.C. 1681 et seq.), or (B) from a
consumer report reported by a consumer
reporting agency;
(7) in connection with a proposed or actual
sale, merger, transfer, or exchange of all
or a portion of a business or operating
unit if the disclosure of nonpublic
personal information concerns solely
consumers of such business or unit; or
(8) to comply with Federal, State, or local
laws, rules, and other applicable legal
requirements; to comply with a properly
authorized civil, criminal, or regulatory
investigation or subpoena or summons by
Federal, State, or local authorities; or to
respond to judicial process or government
regulatory authorities having jurisdiction
over the financial institution for
examination, compliance, or other purposes
as authorized by law.
(Pub. L. 106-102, title V, Sec. 502, Nov.
12, 1999, 113 Stat. 1437.)
Fair Credit Reporting
Act (FCRA)
The FCRA statement can be viewed below:
FCRA section number (§§ 604. Permissible
purposes of consumer reports [15 U.S.C. §
1681b])
(a) In general. Subject to subsection (c),
any consumer reporting agency may furnish a
consumer report under the following
circumstances and no other:
(1) In response to the order of a court
having jurisdiction to issue such an order,
or a subpoena issued in connection with
proceedings before a Federal grand jury.
(2) In accordance with the written
instructions of the consumer to whom it
relates.
(3) To a person which it has reason to
believe
(A) intends to use the information in
connection with a credit transaction
involving the consumer on whom the
information is to be furnished and
involving the extension of credit to, or
review or collection of an account of, the
consumer; or
(B) intends to use the information for
employment purposes; or
(C) intends to use the information in
connection with the underwriting of
insurance involving the consumer; or
(D) intends to use the information in
connection with a determination of the
consumer's eligibility for a license or
other benefit granted by a governmental
instrumentality required by law to consider
an applicant's financial responsibility or
status; or
(E) intends to use the information, as a
potential investor or service provider, or
current insurer, in connection with a
valuation of, or an assessment of the
credit or prepayment risks associated with,
an existing credit obligation; or
(F) otherwise has a legitimate business
need for the information
(i) in connection with a business
transaction that is initiated by the
consumer; or
(ii) to review an account to determine
whether the consumer continues to meet the
terms of the account.
(4) In response to a request by the head of
a State or local child support enforcement
agency (or a State or local government
official authorized by the head of such an
agency), if the person making the request
certifies to the consumer reporting agency
that
(A) the consumer report is needed for the
purpose of establishing an individual's
capacity to make child support payments or
determining the appropriate level of such
payments;
(B) the paternity of the consumer for the
child to which the obligation relates has
been established or acknowledged by the
consumer in accordance with State laws
under which the obligation arises (if
required by those laws);
(C) the person has provided at least 10
days' prior notice to the consumer whose
report is requested, by certified or
registered mail to the last known address
of the consumer, that the report will be
requested; and
(D) the consumer report will be kept
confidential, will be used solely for a
purpose described in subparagraph (A), and
will not be used in connection with any
other civil, administrative, or criminal
proceeding, or for any other purpose.
(5) To an agency administering a State plan
under Section 454 of the Social Security
Act (42 U.S.C. § 654) for use to set an
initial or modified child support award.
The FCRA can be viewed in its entirety at
http://www.ftc.gov/os/statutes/fcra.htm
Please be advised:
The Fair Credit Reporting Act
restricts the use of information contained
throughout this site for making consumer
credit decisions, insurance underwriting,
employment screening, or tenant screening.
Furthermore, local and state laws may
restrict use of criminal record data for
other purposes. Information within this
site shall not be used for any FCRA purpose
and/or otherwise in violation of any and
all applicable law(s). In addition,
information contained herein is derived
solely from public records, which may not
be 100 percent accurate, up-to-date, and/or
complete. Users should not assume that this
data provides a complete or accurate
history of any person’s criminal and/or
public filing history. Users should consult
state and federal laws before using this
information in making decisions on hiring
or firing employees. eFindOutTheTruth.com,
Inc.® assumes no liability for any claims
for damages arising from the use of this
data beyond the actual cost of the searches
performed. For more information please
click here.
Drivers Privacy
Protection Act (DPPA)
18 U.S.C. § 2721 et. seq.
(Public Law 103-322)
Section 2721. Prohibition on release and
use of certain personal information from
State
Please
click here
for more information and permissible
purposes regarding the DPPA.
eFindOutTheTruth.com,
Inc. - The Background Check Superstore!®
Privacy Policy
Client Privacy
eFindOutTheTruth.com, Inc.® respects your
ability to make informed choices about the
collection and uses of your personal
information when on the internet. We
understand your need to know exactly how
your information will be used. Our privacy
policy tells you about our online
collection and uses of information that
identifies you personally so that you can
make an informed choice about using this
site. The terms of this policy apply to the
eFindOutTheTruth.com® website only, and not
its affiliates and/or link partners. The
sites to which we link, including but not
limited to the sites of subsidiaries and
third party content providers, may have
different privacy policies and practices
from those disclosed here.
eFindOutTheTruth.com® assumes no
responsibility for the policies and/or
practices of linked sites. The privacy of
our visitors is of the utmost concern to
eFindOutTheTruth.com®, and we make every
effort to maintain the confidentiality of
names and email addresses submitted to our
mailing list. This list is for our use
only, to conduct occasional mailings of
newsletters (should you choose to opt in),
to announce site updates, or new products
and services we may discover. Our mailing
list will never be sold or intentionally
revealed to anyone not directly involved in
this site, except in the event of a joint
venture with another legitimate vendor, in
which case the vendor's product may be
announced through our mailing list, while
the mailing list itself remains in our
possession.
Information Collected
From This Website
When you visit the eFindOutTheTruth.com®
website, some information, such as the site
that referred you to us, your IP / email
address, navigational and purchase
information, may be collected automatically
as part of this site's operation.
How We Use Your
Information
The information collected online is stored
indefinitely and is used for various
purposes, including processing your
transactions, customer service, product and
service development, marketing analysis,
and fraud prevention. eFindOutTheTruth.com®
also reserves the right to disclose your
personal information if required to do so
by law, or in the good faith belief that
such action is reasonably necessary to
comply with legal process, respond to
claims, or protect the rights, property and
safety of our company, employees,
customers, and/or the public. In addition,
all fraud orders will be investigated and
offenders identified and prosecuted.
Cookies
When you visit eFindOutTheTruth.com®, we
place a text file, called a cookie, in the
browser directory of your computer's hard
drive. A cookie is a small piece of
information that a website can store on
your web browser and later retrieve. The
information that cookies collect includes
the date and time of your visit, your
registration information and your
navigational and purchase activity.
Children
eFindOutTheTruth.com® does not intend to
collect personal information from anyone
under the age of 18. If you are under 18,
you should not enter information on this
website and should ask a parent to do so
for you.
Changes to This
Online Privacy Policy
We reserve the right to change the terms of
this privacy policy at any time, but will
not do so without posting the revised
policy on this website. We encourage you to
review this privacy policy whenever you
visit our website to make sure you
understand how we use the information we
collect.
STRICTLY CONFIDENTIAL
We do not contact the subject of your
search (except in cases of fraud).
NO SPAM PERIOD!
