Please note that we have to assume that the
buyer has a general knowledge about the product they are purchasing and
expectations should not exceed, and should be in accordance with, the price
paid. Buyer satisfaction is largely dependent upon making informed buying
decisions at the time of purchase. That being said, please consider that we sell
at a very low mark up so that you the consumer, can get the best deals the net
has to offer.
FRAUD ADVISORY
Your unique IP address and personal information are
100% confidential and will not be used or sold to any outside party.
We
collect IP address information only to prosecute those who use fraudulent
credit cards on our website.
We DO NOT tolerate dishonest people. We do
however, protect the identity of all legitimate
credit card users.
Internet credit card fraud is a FEDERAL crime. Anyone
suspected of (credit card) fraud will be located and reported.
Imprisonment for ten
years and a $10,000 fine just for the attempt of fraudulent credit card
activity.
Illegal activities
will be investigated and offenders identified.
TERMS OF USE AND LEGAL DISCLAIMER: By purchasing a report of any kind from eFindOutTheTruth.com, Inc.
you agree to the terms, conditions, and notices contained herein. All
transactions will be in US DOLLARS. We reserve the right to change the
terms, conditions, and notices under which this service is offered at
any time and without notice. By ordering a report you warrant that you
are at least 18 years of age and have the legal authority to enter
into this agreement and use this service in accordance with all terms
and conditions set forth. You also warrant that all information
provided by you or members of your household in using this website is
true and accurate. As a condition of accepting this agreement, you
warrant that you will not use this information either intentionally or
unintentionally to violate any applicable local, state, federal or
international law or regulation. By purchasing eFindOutTheTruth.com
services, you agree that: you intend to use any and all information
provided to you by eFindOutTheTruth.com and its employees only for a
use which will cause no emotional or physical harm to any person. The
information you are purchasing is highly sensitive and highly
regulated. The client will be provided with consumer,
business
public record and/or other data through
eFindOutTheTruth.com, Inc.
eFindOutTheTruth.com, Inc. guarantees
the client that it will use its best
means and efforts to fulfill each client's request quickly and efficiently.
eFindOutTheTruth.com, Inc.
will have no obligation or liability to the client
or any third party for any delay or failure of its network due to
circumstances
beyond its control, including, but not limited to computer
malfunction, trunk or telephone line failure, weather related problems,
supplier performance, or Acts of God. To the fullest extent permitted by law,
the information is provided "as is", without warranty
of any kind, express or
implied, including, but not limited to, fitness for a particular purpose,
title, implied warranties of
merchantability. You acknowledge that any
information or report which is covered by the FAIR CREDIT REPORTING ACT
(public law 91-508, 15 USC section 1681, et seq. subsections 604-615) will be
requested and used by the client in full compliance
with the terms and intent
of that act. The client understands that the purpose of the information
purchased as covered by the
Fair Credit Reporting Act must be identified, that
the information received is for the client's use only, and that there are
criminal
penalties for willful violation of this act.
eFindOutTheTruth.com, Inc.,
its affiliates, agents and employees are not liable
to any party for any
consequential, direct, indirect, or special damages for any reliance or use
upon the information obtained
from
eFindOutTheTruth.com, Inc. including but
not limited to, business interruption, lost profits, loss of programs or other
data, even if
eFindOutTheTruth.com, Inc. is expressly advised of the possibility of
such damages. In addition,
eFindOutTheTruth.com, Inc.,
its affiliates, agents and
employees are not liable to any party for any special, consequential, direct,
or indirect damages for any
correspondence between our customers and their
search subjects or any reunions resulting from use of our information. Client
shall
indemnify, defend and hold harmless
eFindOutTheTruth.com, Inc. from any
and all claims, damages or liability whatever
arising out of the services or
data. All notices hereunder shall be given in writing to
eFindOutTheTruth.com,
Inc. by certified mail,
return receipt requested, postage prepaid, the address
of
eFindOutTheTruth.com, Inc. at
2637 East Atlantic Blvd Suite 107, Pompano Beach, FL 33062.
If any
action shall be brought on account of any breach of or to enforce any of the
terms or conditions of this agreement,
eFindOutTheTruth.com, Inc. shall be
entitled to receive from client a reasonable attorney's fee. The client shall
pay reasonable
attorneys fees and all costs incurred by
eFindOutTheTruth.com, Inc..
Client agrees that venue for any proceeding shall be in
Broward County,
Florida.
eFindOutTheTruth.com, Inc. guarantees the client that it will use
best means and efforts to fulfill each client's
request in the most efficient
and expeditious manner. The client is responsible for entering all subject
information correctly and
completely as this is our only means to begin and
complete the requested report. Once research has commenced no refunds will
be
given for data entry errors on the part of the client. Client agrees to be
fully responsible for payment once research has
commenced on behalf of the
client irrespective of whether the client needs or wants the information
any
longer. Should client place research into dispute we will take action to
retrieve our funds, including but not limited to placing the account in
collections. Once research has been placed in dispute for fraud our
confidentiality agreement is null and void. Should a fraud charge be made, we
will notify the subject of the search, and inform the proper authorities. Client will execute this agreement upon payment for a search.
California
Employers and Screening Companies California now requires the following notices when obtaining a employee
or
tenant screening report. This report is only provided on the
condition that an employer subject to California law agrees to abide
by
these conditions. Furthermore, by requesting a screening report, an
employer certifies compliance with California Civil Code
Section
1786.16. By purchasing a report you agree to abide by these terms and
conditions: 1)The report does not guarantee the
accuracy or truthfulness
of the information as to the subject of the investigation, but only that
it is accurately copied from public
records. Evidence of identity theft
may or may not be identified from this report. 2) The recipient of this
report shall give a copy of
this report to the subject of the report. 3)
Failure to provide a copy of the report as required by law may expose
you to liability as
specified in Section 1786.50. Section 1786.50
provides for fines and damages in the event a consumer is harmed by an
employer
not complying with this section. Section 1786.16 refers to
certain requirements already in existence, such as obtaining releases.
Gramm - Leach - Bliley Act (GLB) Sec. 6801. Protection of nonpublic personal information
(a) Privacy obligation policy
It is the policy of the Congress that each financial institution has an
affirmative and continuing obligation to respect the privacy of its customers
and to protect the security and confidentiality of those customers' nonpublic
personal information.
(b) Financial institutions safeguards
In furtherance of the policy in subsection (a) of this section, each agency or
authority described in section 6805(a) of this title shall establish appropriate
standards for the financial institutions subject to their jurisdiction relating
to administrative, technical, and physical safeguards -
(1) to insure the security and confidentiality of customer records and
information;
(2) to protect against any anticipated threats or hazards to the security or
integrity of such records; and
(3) to protect against unauthorized access to or use of such records or
information which could result in substantial harm or inconvenience to any
customer.
For more information please
click here.
SECTION REFERRED TO IN
OTHER SECTIONS This section is referred to in sections 6803, 6805 of this title.
Sec. 6802. Obligations with respect to disclosures of personal information
(a) Notice requirements
Except as otherwise provided in this subchapter, a financial institution may
not, directly or through any affiliate, disclose to a nonaffiliated third party
any nonpublic personal information, unless such financial institution provides
or has provided to the consumer a notice that complies with section 6803 of this
title.
(b) Opt out
(1) In general
A financial institution may not disclose nonpublic personal information to a
nonaffiliated third party unless -
(A) such financial institution clearly and conspicuously discloses to the
consumer, in writing or in electronic form or other form permitted by the
regulations prescribed under section 6804 of this title, that such information
may be disclosed to such third party;
(B) the consumer is given the opportunity, before the time that such information
is initially disclosed, to direct that such information not be disclosed to such
third party; and
(C) the consumer is given an explanation of how the consumer can exercise that
nondisclosure option.
(2) Exception
This subsection shall not prevent a financial institution from providing
nonpublic personal information to a nonaffiliated third party to perform
services for or functions on behalf of the financial institution, including
marketing of the financial institution's own products or services, or financial
products or services offered pursuant to joint agreements between two or more
financial institutions that comply with the requirements imposed by the
regulations prescribed under section 6804 of this title, if the financial
institution fully discloses the providing of such information and enters into a
contractual agreement with the third party that requires the third party to
maintain the confidentiality of such information.
(c) Limits on reuse of information
Except as otherwise provided in this subchapter, a nonaffiliated third party
that receives from a financial institution nonpublic personal information under
this section shall not, directly or through an affiliate of such receiving third
party, disclose such information to any other person that is a nonaffiliated
third party of both the financial institution and such receiving third party,
unless such disclosure would be lawful if made directly to such other person by
the financial institution.
(d) Limitations on the sharing of account number information for marketing
purposes
A financial institution shall not disclose, other than to a consumer reporting
agency, an account number or similar form of access number or access code for a
credit card account, deposit account, or transaction account of a consumer to
any nonaffiliated third party for use in telemarketing, direct mail marketing,
or other marketing through electronic mail to the consumer.
(e) General exceptions
Subsections (a) and (b) of this section shall not prohibit the disclosure of
nonpublic personal information -
(1) as necessary to effect, administer, or enforce a transaction requested or
authorized by the consumer, or in connection with -
(A) servicing or processing a financial product or service requested or
authorized by the consumer;
(B) maintaining or servicing the consumer's account with the financial
institution, or with another entity as part of a private label credit card
program or other extension of credit on behalf of such entity; or
(C) a proposed or actual securitization, secondary market sale (including sales
of servicing rights), or similar transaction related to a transaction of the
consumer;
(2) with the consent or at the direction of the consumer;
(3)(A) to protect the confidentiality or security of the financial institution's
records pertaining to the consumer, the service or product, or the transaction
therein; (B) to protect against or prevent actual or potential fraud,
unauthorized transactions, claims, or other liability; (C) for required
institutional risk control, or for resolving customer disputes or inquiries; (D)
to persons holding a legal or beneficial interest relating to the consumer; or
(E) to persons acting in a fiduciary or representative capacity on behalf of the
consumer;
(4) to provide information to insurance rate advisory organizations, guaranty
funds or agencies, applicable rating agencies of the financial institution,
persons assessing the institution's compliance with industry standards, and the
institution's attorneys, accountants, and auditors;
(5) to the extent specifically permitted or required under other provisions of
law and in accordance with the Right to Financial Privacy Act of 1978 (12 U.S.C.
3401 et seq.), to law enforcement agencies (including a Federal functional
regulator, the Secretary of the Treasury with respect to subchapter II of
chapter 53 of title 31, and chapter 2 of title I of Public Law 91-508 (12 U.S.C.
1951-1959), a State insurance authority, or the Federal Trade Commission),
self-regulatory organizations, or for an investigation on a matter related to
public safety;
(6)(A) to a consumer reporting agency in accordance with the Fair Credit
Reporting Act (15 U.S.C. 1681 et seq.), or (B) from a consumer report reported
by a consumer reporting agency;
(7) in connection with a proposed or actual sale, merger, transfer, or exchange
of all or a portion of a business or operating unit if the disclosure of
nonpublic personal information concerns solely consumers of such business or
unit; or
(8) to comply with Federal, State, or local laws, rules, and other applicable
legal requirements; to comply with a properly authorized civil, criminal, or
regulatory investigation or subpoena or summons by Federal, State, or local
authorities; or to respond to judicial process or government regulatory
authorities having jurisdiction over the financial institution for examination,
compliance, or other purposes as authorized by law.
(Pub. L. 106-102, title V, Sec. 502, Nov.
12, 1999, 113 Stat. 1437.)
Fair Credit Reporting Act (FCRA) The FCRA statement can be viewed below:
FCRA section number (§§ 604. Permissible purposes of consumer reports [15 U.S.C.
§ 1681b])
(a) In general. Subject to subsection (c), any consumer reporting agency may
furnish a consumer report under the following circumstances and no other:
(1) In response to the order of a court having jurisdiction to issue such an
order, or a subpoena issued in connection with proceedings before a Federal
grand jury.
(2) In accordance with the written instructions of the consumer to whom it
relates.
(3) To a person which it has reason to believe
(A) intends to use the information in connection with a credit transaction
involving the consumer on whom the information is to be furnished and involving
the extension of credit to, or review or collection of an account of, the
consumer; or
(B) intends to use the information for employment purposes; or
(C) intends to use the information in connection with the underwriting of
insurance involving the consumer; or
(D) intends to use the information in connection with a determination of the
consumer's eligibility for a license or other benefit granted by a governmental
instrumentality required by law to consider an applicant's financial
responsibility or status; or
(E) intends to use the information, as a potential investor or service provider, or
current insurer, in connection with a valuation of, or an assessment of the
credit or prepayment risks associated with, an existing credit obligation; or
(F) otherwise has a legitimate business need for the information
(i) in connection with a business transaction that is initiated by the consumer;
or
(ii) to review an account to determine whether the consumer continues to meet
the terms of the account.
(4) In response to a request by the head of a State or local child support
enforcement agency (or a State or local government official authorized by the
head of such an agency), if the person making the request certifies to the
consumer reporting agency that
(A) the consumer report is needed for the purpose of establishing an
individual's capacity to make child support payments or determining the
appropriate level of such payments;
(B) the paternity of the consumer for the child to which the obligation relates
has been established or acknowledged by the consumer in accordance with State
laws under which the obligation arises (if required by those laws);
(C) the person has provided at least 10 days' prior notice to the consumer whose
report is requested, by certified or registered mail to the last known address
of the consumer, that the report will be requested; and
(D) the consumer report will be kept confidential, will be used solely for a
purpose described in subparagraph (A), and will not be used in connection with
any other civil, administrative, or criminal proceeding, or for any other
purpose.
(5) To an agency administering a State plan under Section 454 of the Social
Security Act (42 U.S.C. § 654) for use to set an initial or modified child
support award.
The FCRA can be viewed in its entirety at
http://www.ftc.gov/os/statutes/fcra.htm
Please be advised:
The Fair Credit Reporting Act restricts the use of
information contained throughout this site for making
consumer credit
decisions, insurance underwriting, employment screening, or tenant
screening. Furthermore, local and state laws
may restrict use of
criminal record data for other purposes. Information within this site
shall not be used for any FCRA purpose
and/or otherwise in violation
of any and all applicable law(s). In addition,
information contained herein is derived
solely
from public records, which may not be 100 percent accurate,
up-to-date, and/or complete. Users should not assume that
this data
provides a complete or accurate history of any person’s criminal
and/or public filing history. Users should consult
state and federal
laws before using this information in making decisions on hiring or
firing employees.
eFindOutTheTruth.com, Inc.
assumes no
liability for any claims for damages arising from the use of this data
beyond the actual cost of the searches performed.
For more information please
click here.
Drivers Privacy Protection Act (DPPA)
18 U.S.C. § 2721 et. seq.
(Public Law 103-322)
Section 2721. Prohibition on release and use of certain personal
information from State
Motor Vehicle Records
(a) In General -- Except as provided in subsection (b), a State
department of motor vehicles, and any officer, employee, or contractor,
thereof, shall not knowingly disclose or otherwise make available to any
person or entity personal information about any individual obtained by
the department in connection with a motor vehicle record.
(b) Permissible Uses -- Personal information referred to in subsection
(a) shall be disclosed for use in connection with matters of motor
vehicle or driver safety and theft, motor vehicle emissions, motor
vehicle product alterations, recalls, or advisories, performance
monitoring of motor vehicles and dealers by motor vehicle manufacturers,
and removal of non-owner records from the original owner records of
motor vehicle manufacturers to carry out the purposes of the Automobile
Information Disclosure Act, the Motor Vehicle Information and Cost
Saving Act, the National Traffic and Motor Vehicle Safety Act of 1966,
the Anti-Car Theft Act of1992, and the Clean Air Act, and may be
disclosed as follows:
(1) For use by any government agency, including any court or law
enforcement agency, in carrying out its functions, or any private person
or entity acting on behalf of a Federal, State, or local agency in
carrying out its functions.
(2) For use in connection with matters of motor vehicle or driver safety
and theft; motor vehicle emissions; motor vehicle product alterations,
recalls, or advisories; performance monitoring of motor vehicles, motor
vehicle parts and dealers; motor vehicle market research activities,
including survey research; and removal of non-owner records from the
original owner records of motor vehicle manufacturers.
(3) For use in the normal course of business by a legitimate business or
its agents, employees, or contractors, but only --
(A) to verify the accuracy of personal information submitted by the
individual to the business or its agents, employees, or contractors; and
(B) if such information as so submitted is not correct or is no longer
correct, to obtain the correct information, but only for the purposes of
preventing fraud by, pursuing legal remedies against, or recovering on a
debt or security interest against, the individual.
(4) For use in connection with any civil, criminal, administrative, or
arbitral proceeding in any Federal, State, or local court or agency or
before any self-regulatory body, including the service of process,
investigation in anticipation of litigation, and the execution or
enforcement of judgments and orders, or pursuant to an order of a
Federal, State, or local court.
(5) For use in research activities, and for use in producing statistical
reports, so long as the personal information is not published,
redisclosed, or used to contact individuals.
(6) For use by any insurer or insurance support organization, or by a
self-insured entity, or its agents, employees, or contractors, in
connection with claims investigation activities, anti-fraud activities,
rating or underwriting.
(7) For use in providing notice to the owners of towed or impounded
vehicles.
(8) For use by any licensed private investigative agency or licensed
security service for any purpose permitted under this subsection.
(9) For use by an employer or its agents or insurer to obtain or verify
information relating to a holder of a commercial driver's license that
is required under the Commercial Motor Vehicle Safety Act of 1986 (49
U.S.C. App. 2710 et seq.).
(10) For use in connection with the operation of private toll
transportation facilities.
(11) For any other use in response to requests for individual motor
vehicle records if the motor vehicle department has provided in a clear
and conspicuous manner on forms for issuance or renewal of operator's
permits, titles, registrations, or identification cards, notice that
personal information collected by the department may be disclosed to any
business or person, and has provided in a clear and conspicuous manner
on such forms an opportunity to prohibit such disclosures.
(12) For bulk distribution for surveys, marketing or solicitations if
the motor vehicle department has implemented methods and procedures to
ensure that --
(A) individuals are provided an opportunity, in a clear and conspicuous
manner, to prohibit such uses; and
(B) the information will be used, rented, or sold solely for bulk
distribution for surveys, marketing, and solicitations, and that
surveys, marketing, and solicitations will not be directed at those
individuals who have requested in a timely fashion that they not be
directed at them.
(13) For use by any requester, if the requester demonstrates it has
obtained the written consent of the individual to whom the information
pertains.
(14) For any other use specifically authorized under the law of the
State that holds the record, if such use is related to the operation of
a motor vehicle or public safety.
(c) Resale or Redisclosure -- An authorized recipient of personal
information (except a recipient under subsection (b)(11) or (12)) may
resell or redisclose the information only for a use permitted under
subsection (b) (but not for uses under subsection (b)(11) or (12)). An
authorized recipient under subsection (b)(11) may resell or redisclose
personal information for any purpose. An authorized recipient under
subsection (b)(12) may resell or redisclose personal information
pursuant to subsection (b)(12). Any authorized recipient (except a
recipient under subsection(b)(11)) that resells or rediscloses personal
information covered by this title must keep for a period of 5 years
records identifying each person or entity that receives information and
the permitted purpose for which the information will be used and must
make such records available to the motor vehicle department upon
request.
(d) Waiver Procedures -- A State motor vehicle department may establish
and carry out procedures under which the department or its agents, upon
receiving a request for personal information that does not fall within
one of the exceptions in subsection (b), may mail a copy of the request
to the individual about whom the information was requested, informing
such individual of the request, together with a statement to the effect
that the information will not be released unless the individual waives
such individual's right to privacy under this section.
Section 2722. Additional unlawful acts
(a) Procurement for Unlawful Purpose -- It shall be unlawful for any
person knowingly to obtain or disclose personal information, from a
motor vehicle record, for any use not permitted under section 2721(b) of
this title.
(b) False Representation -- It shall be unlawful for any person to make
false representation to obtain any personal information from an
individual's motor vehicle record.
Section 2723. Penalties
(a) Criminal Fine -- A person who knowingly violates this chapter shall
be fined under this title.
(b) Violations by State Department of Motor Vehicles -- Any State
department of motor vehicles that has a policy or practice of
substantial noncompliance with this chapter shall be subject to a civil
penalty imposed by the Attorney General of not more than $5,000 a day
for each day of substantial noncompliance.
Section 2724. Civil action
(a) Cause of Action -- A person who knowingly obtains, discloses or uses
personal information, from a motor vehicle record, for a purpose not
permitted under this chapter shall be liable to the individual to whom
the information pertains, who may bring a civil action in a United
States district court.
(b) Remedies -- The court may award --
(1) actual damages, but not less than liquidated damages in the amount
of$2,500;
(2) punitive damages upon proof of willful or reckless disregard of the
law;
(3) reasonable attorneys' fees and other litigation costs reasonably
incurred; and
(4) such other preliminary and equitable relief as the court determines
to be appropriate.
Section 2725. Definitions
In this chapter --
(1) "motor vehicle record" means any record that pertains to a motor
vehicle operator's permit, motor vehicle title, motor vehicle
registration, or identification card issued by a department of motor
vehicles;
(2) "person" means an individual, organization or entity, but does not
include a State or agency thereof; and
(3) "personal information" means information that identifies an
individual, including an individual's photograph, social security
number, driver identification number, name, address (but not the 5-digit
zip code), telephone number, and medical or disability information, but
does not include information on vehicular accidents, driving violations,
and driver's status.
All prices are in U.S. dollars and are subject to change without notice.
Submitting your order expresses your consent with the
Terms & Conditions
of
eFindOutTheTruth.com.
All searches are executed after receiving payment.
If you have any questions, please read our
FAQ.
Important Factors
ToConsider WhenConducting Background Checks
1) Is the applicant / subject providing factual information regarding
their background check?
2) Have you verified the applicants name, social security number, birth
date and /or address history before the background check is conducted?
3) Will you search all of the applicants last names if more than one? (this is very important when
conducting background checks on a female subject)
4) Are you solely relying on a database search or conducting the more
accurate type of background check - "On-Site Manual County Courthouse
Search"?
5) Have you verified their past employment or education background? (studies have consistently shown
that more than half of applicants lie on their application and / or
resume regarding their past education and / or employment.
